Save up to 85% on your international transfer
All partners are FCA regulated

Compare trusted money transfer providers with InternationalMoneyTransfer.com

Rated by 50,000+ verified customers. Save up to 85% on your international money transfer.

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Step 1 of 3: Transfer Amount

How much do you want to transfer?

Get competitive quotes from FCA-regulated brokers in under 60 seconds

No obligation - compare rates from multiple providers

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Trusted by thousands

"The SmartTransfer Engine saved me over £800 on my property purchase abroad. So easy!"

— Sarah M., London

"Much better rates than my bank quoted. The matching was spot-on!"

— David K., Manchester

"Quick, professional service. SmartTransfer found me multiple providers within hours!"

— Emma T., Bristol

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How It Works

Get the best exchange rates in three simple steps

1

Enter Your Details

Tell us how much you want to send and where you're sending it to

2

Compare Quotes

Instantly compare rates and fees from top FCA-regulated providers

3

Choose & Save

Select the best deal and save up to 85% on your transfer

Money Transfer Services vs Banks

Traditional banks may seem convenient, but specialist money transfer providers offer significantly better rates, lower fees, and faster service. Here's why thousands choose specialist providers over banks.

Money Transfer Providers

  • Competitive Exchange Rates

    Rates up to 5% better than banks, saving you thousands on large transfers

  • Low or No Fees

    Many providers charge zero fees for transfers, especially for larger amounts

  • Fast Transfers

    Same-day or next-day delivery available on most routes

  • Transparent Pricing

    No hidden charges - you see exactly what you pay and what your recipient gets

  • Digital-First Experience

    Easy-to-use apps and websites with real-time tracking

  • FCA Regulated

    All our partners are fully licensed and regulated for your security

Traditional Banks

  • Poor Exchange Rates

    Banks add 3-6% markup to exchange rates, hidden in the "conversion fee"

  • High Transfer Fees

    £20-£40 per transfer plus correspondent bank charges

  • Slow Processing

    3-5 business days typical, some transfers take over a week

  • Hidden Charges

    Multiple intermediary fees that reduce the amount your recipient gets

  • Branch Visits Often Required

    Many transfers need in-person verification and paperwork

  • Limited Tracking

    Difficult to track your transfer status in real-time

Real Example: Sending £10,000 to EUR

See how much more your recipient gets when you use specialist providers

Specialist Provider

You send:£10,000.00
Exchange rate:1.1650
Transfer fee:£0.00
Recipient gets:€11,650.00

High Street Bank

You send:£10,000.00
Exchange rate:1.1150
Transfer fee:£30.00
Recipient gets:€11,115.50

You save €534.50 by using a specialist provider

That's an extra 4.8% for your recipient - enough for a weekend break!

Large Money Transfers

Transferring over £50,000? Our partner providers offer enhanced services and even better rates for larger transfers, with dedicated account managers to guide you through the process.

Preferential Rates

Higher transfer amounts qualify for better exchange rates, saving you even more on large transactions

Dedicated Support

Personal account manager assigned to help with your transfer and answer any questions

Forward Contracts

Lock in today's exchange rate for future transfers, protecting against market volatility

Rate Alerts

Set target rates and get notified when your desired exchange rate is reached

Priority Processing

Fast-track your large transfers with expedited verification and same-day processing

Market Analysis

Access expert market insights and reports to make informed decisions about timing your transfer

Common Large Transfer Scenarios

Property Purchases Abroad

Buying a home overseas? Use forward contracts to secure your budget

Business Payments

Pay international suppliers and staff with competitive corporate rates

Pension Transfers

Transfer retirement funds internationally with expert guidance

Inheritance & Estate Settlements

Move inherited funds across borders efficiently and securely

Advanced Currency Tools for Smarter Transfers

Currency brokers offer sophisticated tools that banks simply don't provide. Protect your transfers from market volatility, time your exchanges perfectly, and gain control over your international payments with these professional-grade solutions.

Forward Contracts

Lock in exchange rates today for future transfers

A forward contract allows you to secure today's exchange rate for a transfer you'll make in the future (up to 2 years ahead). This is invaluable for budgeting property purchases, business contracts, or any situation where you need rate certainty.

Budget with Confidence

Know exactly how much you'll pay, regardless of market movements

Hedge Against Volatility

Protect against unfavorable currency fluctuations like Brexit or elections

Flexible Payment

Pay a small deposit (typically 5-10%) and settle the rest later

Real-World Example:

You're buying a €300,000 property in Spain with completion in 6 months. Today's rate is 1.16, but you're worried about Brexit uncertainty.

With Forward Contract:£258,621
If rate drops to 1.10:£272,727 ❌

You save £14,106 by locking in the rate

Limit Orders & Rate Alerts

Buy currency automatically at your target rate

Set your desired exchange rate and the broker automatically executes your transfer when the market reaches that level. No need to constantly monitor rates - the system works for you 24/7.

Never Miss an Opportunity

Catch favorable rates even while you sleep or at work

Remove Emotion

Set your strategy and let the system execute - no panic decisions

Free to Use

Most brokers offer limit orders at no additional cost

How It Works:

1
Set Your Target

Current rate is 1.15, you want 1.18 EUR for your GBP

2
System Monitors

The broker watches the market 24/7 for your target rate

3
Automatic Execution

When 1.18 is reached, your transfer executes instantly

4
You Get Notified

Receive instant confirmation via email or SMS

Regular Payment Plans

Automate recurring international transfers

Perfect for expatriates, retirees abroad, or businesses with regular international payments. Set up automatic transfers at your preferred frequency - weekly, monthly, or quarterly - and enjoy consistent rates without the hassle.

Pension Payments

Monthly income to your overseas account

Supplier Payments

Consistent business cash flow management

Mortgage Payments

Never miss a payment on overseas property

Family Support

Regular payments to relatives abroad

Benefits

  • Set once, forget about it - fully automated
  • Better rates than one-off transfers
  • Flexible - pause, modify, or cancel anytime
  • Budget with confidence - predictable costs

Spot Contracts

Transfer money immediately at the current market rate. Perfect for urgent transfers when you want to capitalize on today's favorable rates or need funds to arrive quickly.

  • Execute within minutes of booking
  • Get the live market rate at the time
  • Funds typically arrive same or next day

Market Analysis & Insights

Access expert currency market analysis, economic calendars, and rate forecasts to make informed decisions about when to transfer and which tools to use.

  • Daily market commentary from FX experts
  • Rate forecasts and trend predictions
  • Alerts for major economic events

Ready to Use Professional Currency Tools?

Get quotes from FCA-regulated brokers who offer forward contracts, limit orders, and expert guidance. Compare rates and tools to find the perfect solution for your transfer needs.

Compare Quotes Now

What Our Partner Providers Offer

We partner only with FCA-regulated providers who meet our strict standards for rates, service, and security. Here's what you can expect.

Mobile Apps

Transfer on-the-go with intuitive mobile apps for iOS and Android. Get notifications when your money arrives.

Multiple Payment Methods

Pay by bank transfer, debit card, or credit card. Choose the method that works best for you.

Real-Time Tracking

Track your transfer every step of the way. Know exactly when your recipient will receive their money.

Rate Alerts

Set up alerts for your target exchange rate. We'll notify you when the market hits your desired level.

Multi-Currency Accounts

Hold and manage multiple currencies in one account. Perfect for frequent international payments.

24/7 Customer Support

Get help whenever you need it. Our partners offer round-the-clock support via phone, email, and chat.

Your Money is Protected

All our partner providers are authorized and regulated by the Financial Conduct Authority (FCA). Your funds are held in segregated client accounts and protected under UK financial services regulations. This means your money is safeguarded throughout the transfer process, giving you complete peace of mind.

Why Choose InternationalMoneyTransfer.com?

The smart way to send money internationally

100% Secure

All our partner providers are FCA regulated and fully licensed

Save Money

Save up to 85% compared to traditional banks

Fast Service

Compare quotes in seconds, transfers often arrive same day

Expert Support

Trusted by over 50,000 customers worldwide

50K+

Happy Customers

£500M+

Money Transferred

150+

Countries Covered

4.8/5

Customer Rating

Frequently Asked Questions

Is it really free to compare quotes?

Yes! Our comparison service is completely free. We earn a small commission from our partners when you choose them, but this never affects the rate you receive.

How long does a transfer take?

Transfer times vary by provider and destination, but many transfers arrive within 1-2 business days. Some providers offer same-day or even instant transfers for certain currencies.

Are the providers safe and regulated?

Absolutely. All our partner providers are FCA (Financial Conduct Authority) regulated, ensuring your money is protected and transferred securely.

How much can I save compared to my bank?

On average, our customers save up to 85% compared to traditional banks. Banks often charge high fees and use poor exchange rates, costing you significantly more.

30+ Regulated Money Transfer Providers

TorFX
XE
Currencies Direct
Clear Currency
OFX
Key Currency
Trustpilot - Excellent Rating
$2.5B+

Transferred annually

500K+

Happy customers

4.8★

Average rating

24/7

Customer support